Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest
Affirm's primary business is lending, and the Loans Lifecycle domain is responsible for maintaining the system of record for all loans at Affirm. As we scale into new geographies, products, and funding structures, the complexity and criticality of this domain continues to grow. We are seeking to hire a Director to lead the Loans Lifecycle engineering organization, spanning the Loans Platform, Ledger Engineering, and Financial Reporting teams
What You'll Do Set the vision and drive execution for the Loans Lifecycle engineering organization at Affirm, encompassing Loans Platform, Ledger Engineering, and Financial Reporting
Take ownership of core engineering and business outcomes across the domain, including the loan system of record, ledger pipelines, and financial data delivery to accounting systems
Define and execute the technical roadmap for service-oriented decomposition, platform scalability, and database architecture evolution to support Affirm's growing loan volume across multiple geographies
Partner with Accounting, Finance, Capital Markets, Product, and Compliance to ensure financial accuracy and regulatory compliance across all loan products
Balance product expansion efforts — including international launches, new loan types, and card-related capabilities — with foundational platform investments in reliability, correctness, speed, and operational efficiency
Drive operational excellence across large-scale batch pipelines and online services, establishing robust incident response, pipeline SLA management, and reconciliation processes
Run a robust development lifecycle, including continuing agentic adoption and acceleration, while improving a culture of operational excellence
Hire, develop, and retain a high-performing, globally distributed engineering team across multiple sub-teams and technical disciplines
What We Look For 15+ years of relevant experience in software engineering
3+ years managing managers with a track record of high quality manager development
Experience leading multiple engineering teams spanning backend services and big data/batch pipelines
Successful track record driving key outcomes that drive the company's success
Comfortable partnering across disciplines and influencing across a wide variety of leaders
Experience hiring, growing, and retaining talent
Strong technical depth in distributed systems, data-intensive applications, and database architecture at scale
Has domain knowledge in financial systems, lending, accounting, or fintech. Great to have — if you've worked on ledger systems, loan origination and servicing, or financial reconciliation in a lending context
This position requires either equivalent practical experience or a Bachelor's degree in a related field
Base Pay Grade - T Equity Grade - 11 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills
Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company)
CAN base pay range per year: $238,000 - $298,000 This posting is for an existing vacancy #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records
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