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The role: The Mortgage Loan Processor works directly with individual applicants to review loan applications to ensure that the application is complete and accurate. This requires time and attention to detail. This role ensures the timely and accurate packaging of all loans originated by our Loan Officers using effective communication with multiple parties involved in the loan process
What you’ll do: Provide excellent customer service and drive an overall exceptional customer experience using varying forms of communication Responsible for processing, managing, and acting as the primary contact of a pipeline of refinance and purchase loans to meet closing deadlines and lock expiration periods
Maintain a progressing pipeline of Conventional, FHA and VA loans
Effective and timely communication to both external customers (Clients, 3rd Parties, Vendors) as well as internal customers (Loan Officers, Underwriters, Closers)
Maintain and adapt to the changing mortgage guidelines
Appropriately set borrower expectations for the mortgage process and establish that the processor is the main point of contact until closing
Holds the responsibility to request, gather, and analyze documentation required from the borrowers, internally, and third parties for underwriting approval
Adapt easily to change and provide interdepartmental support
Strive to exceed productivity expectations and standards
Set appropriate expectations and point of contact with realtors and other referral sources
Understand and request documentation requirements for mortgage financing (tax transcripts, paystubs, tax returns, income calculation, etc.)
Must be highly organized and proactive; able to meet deadlines in a fast-paced environment
What you’ll need: 2 years of mortgage processing industry experience required Knowledge of Fannie Mae, Freddie Mac, VA, and FHA guidelines Ability to maintain a pipeline of 30-40 loans of mixed variety Excellent oral and written communication skills Works well under time constraints and a constantly changing environment Has to have a team mentality and work well as a member of a group Eagerness to delight clients throughout the process and drive overall experiences Knowledge of Encompass LOS Experience with Day One Certainty Validations, HomeReady, and HomePath products Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law
The Company hires the best qualified candidate for the job, without regard to protected characteristics
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records
New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time
Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles