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The Role: At SoFi, we’re under a mission to help our members achieve financial independence to realize their ambitions. Our Mortgage team is at the forefront of this, ensuring that the dream of homeownership is built on a foundation of integrity and precision
We are looking for a Post Closing Mortgage Quality Control Analyst who possesses a keen eye for detail and a passion for "getting it right." You won't just be checking boxes; you’ll be a critical line of defense ensuring our loan files meet the highest standards of quality, compliance, and GSE requirements. If you thrive in an environment where you can navigate complex data, escalate issues with confidence, and contribute to the continuous improvement of our lending operations, we want to talk to you
What You’ll Do: Audit Excellence: Conduct comprehensive post-closing audits on mortgage loan files to ensure compliance with federal/state regulations, internal policies and investor guidelines. Audit Right of Rescission compliance ensuring perfect timing and disclosure to maintain 100% investor saleability
Financial Reconciliation: Perform detailed ALTA Settlement Statement reconciliations to ensure all fees, credits, and disbursements are accurate and documented
Data Integrity: Oversight of the Loan Boarding process, ensuring data transfers from the LOS to the servicing system are seamless and error-free
Trailing Docs & Custodial Care: Manage the quality review of trailing documents (Title Policies, Recorded Deeds of Trust) to ensure lien perfection and secondary market saleability
Cross-Functional Collaboration: Partner with various lines of business (Underwriting, Closing, Servicing etc.) to escalate identified defects and coordinate remediation efforts
Strategic Reporting: Synthesize audit findings into clear, actionable summaries for management, highlighting trends an